Both bad credit scores and non-homeowner don’t allow you to borrow sufficient money at reasonable interest rates. Even though you are a tenant or bad credit holder, you can take additional funds through short term loans direct lenders in a hassle-free way. As the name implies, this is a short-term credit is given on your monthly income. In respect of your eligibilities, you are 18 years old or over, a current UK citizen, in full-time, part-time, or self-employment, and have a source of income up to £750 per month. In addition, you are having a debit or bank account to receive direct cash. What is the Maximum Amount You Can Borrow with Short-Term Loans? Small loans offer a maximum amount of up to £100-£1000 with small repayment tenure of one month. But you can’t use this amount for emergency and personal needs due to insufficient funds. Here with payday loans no debit card direct lenders you can acquire a maximum amount up to £5,000 and it starts from £500. You can pay this finance back within a long period of 12 months on an installment scheme. If you borrow up to £500 over 16 weeks, you will have to pay it on 4 repayments of £183.59. The total sum will be payable at £734.36. Interest rate: 151.4% pa (fixed). Representative APR will be calculated at 766.18%. Unless you’re interested in such APR, you can modify it into lower interest rates but for it, you have to compare different lenders’ loan quotes and choose your best loan provider. Further, you have to assign the lender to a fixed repayment date. Less than Fair Credit Scores Are…OK Sometimes, your bad credit scores obstruct you from borrowing money. The reason is that the FCA [Financial Conduct Authority] says to the lender to do a credit check so that they might expose consumers’ credit ratings. Yet, you don’t need to worry about it, since many lenders are ready to provide payday loans for disability benefits on the above-mentioned eligibility conditions. Except it, you can mend your poor credit scores if you do the full payment on a specific date. Applying for Your Loan Goes Fast Today, you can apply for a loan 24 hours a day and 7 days a week. You should have a computer connected to the internet or smart phone with an internet facility. You then can apply for cheap short term loans through an online loan form in a few minutes and get your loan approved within 15 minutes. The money is directly transferred into your account within sixty minutes. Thus, you can manage your emergency payments and personal expenses right on time.