The dream of owning a home is closer than you think with the HomeReady mortgage. Designed by Fannie Mae, this program provides flexible terms and lower requirements, making it ideal for low- to moderate-income buyers. Whether you’re overcoming challenges like student loans or limited savings, HomeReady can help you take the first step toward homeownership. What Is a HomeReady Mortgage? A HomeReady mortgage is an affordable loan program tailored for creditworthy borrowers who need extra flexibility to buy a home. It’s especially beneficial for first-time buyers and those with moderate incomes. Read more