Liv Digital Bank by Emirates NBD is not just the first digital bank in the UAE, but a new generation technology platform aimed at customers who value speed of access to finance, innovation and a high level of security. The bank combines online banking, mobile banking and remote banking, offering a complete digital experience. From the first steps — from registration and identification via video selfie and Emirates ID to using a digital identity card — the client is faced with a system that is designed so that every transaction is protected by two-factor authentication and instant notifications. The platform’s functionality is striking in its breadth: debit and credit cards with generous cashback and high limits, virtual cards for online spending, digital wallets, international transfers, deposits, insurance products, low-interest loans, multicurrency accounts, corporate solutions, investment instruments, trade and project financing, asset management. All this is complemented by open APIs, deep API integration, blockchain identification, payment services with QR codes, as well as built-in financial services for businesses. Each process complies with international KYC/AML standards, and transparent service rates and minimal balance emphasize customer focus. Liv Digital Bank is not just a bank, but a symbol of the digital transformation of the region’s financial sector. It supports residents and non-residents, provides services in different jurisdictions, and operates in free economic zones, ensuring the absence of currency controls and reliable transaction protection. The contact center and chatbot provide round-the-clock customer support, and intuitive banking applications make account management simple and modern. In this ecosystem, technologies and services combine to create a service format where customer trust, innovation, and data control reach a new level.